How To Reduce Cost Of Acquiring New Home In Kenya

How To Reduce Cost Of Acquiring New Home In Kenya


Recently, a study conducted by the World Bank on home ownership in Kenya revealed that a paltry 16,000 homes have been sold through mortgages since independence.

This clearly KBC WhatsApp lottery winner 2022  shows that over 99% of Kenyans have resulted to other ways of home ownership.

Most of the homes in Kenya are built without the aid of mortgages.

The average Kenyan will first buy land then they continue to build their home slowly over time.

To make housing affordable, the key ingredients of a house must be addressed. These ingredients are:

  1. Land
  2. Design and construction project management.


Land has continued to rise steeply around urban areas in Kenya. This is because the Government cannot keep up with increasing new infrastructure [roads and water]. Therefore, land that is near a road and has tap water becomes scarce hence high demand.

For example, along Kangundo road past Kamulu in the KBC area, land is available in plenty at a low cost but there is no tap water, no security and no all-weather internal road networks. This results in many people buying the lands for speculation as they keep their fingers crossed hoping that the Government will one day assist in laying down the much needed infrastructure.


The recent completion of the Eastern bypass from City Cabanas along Mombasa road to Juja has gone a long way in opening up new lands for housing. This is a commendable step by the Government in opening up new lands through infrastructure. Land along this bypass is rising very fast in cost due to the demand hence an urgent need for more areas to be opened up.

The Land Commission should also act up and make the necessary legal framework that discourages individuals/companies from hoarding large vast lands without utilizing them. This will result to such land being put up for sale to ease the land shortage.

Lands along Thika road in areas such as Kamuthi Housing scheme in Kiganjo whereby thousands of acres are being put up for sale to home owners is the way to go for the moment.

Tatu city in Ruiru is also a good example of thousands of lands being put up for housing although this area is most suited for agriculture due to the fertile red soil type.

The opening up of the Greater Eastern bypass and other bypasses around Nairobi will assist in this process.

Design and Construction Project Management.


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